# Payment Setup

Source: https://docs.ezoic.com/docs/subscriptions/payment-setup/


Payment setup is a prerequisite for checkout. The onsite script can be installed before this is complete, but visitors cannot buy paid access until your payment setup can take live payments — an approved Ezoic-managed configuration, or a connected Stripe account with charges enabled.

Complete payment onboarding before creating paid products.

## Payment Options

### Ezoic-Managed Payments

Ezoic-managed payments use Ezoic's Stripe account to process subscriber payments, and Ezoic pays you out. There's no Stripe Connect onboarding for your own account, but Ezoic reviews your site before it can take live payments, which can take several days.

### Connect Your Stripe Account

Stripe Connect lets you use your own Stripe account for Ezoic Subscriptions. This is the recommended option in the dashboard when you want payments to flow directly through your Stripe account.

After you choose this option, the dashboard sends you to Stripe to complete onboarding. Stripe may take a few days to review your account before charges and payouts are fully enabled.

## Stripe Account Status

For connected Stripe accounts, the dashboard may show:

- **Details submitted:** Whether Stripe has received the required account information.
- **Charges enabled:** Whether the account can accept payments.
- **Payouts enabled:** Whether the account can receive payouts.
- **Requirements due:** Whether Stripe needs more information before the account is ready.
- **Disabled reason:** Why Stripe has disabled the account, shown when it has.

If Stripe asks for more information, complete the requested steps in Stripe and then refresh the status in Ezoic.

## Apple Pay and Google Pay

Apple Pay and Google Pay are **on by default**. As soon as your payment setup is active, Ezoic registers your site with Stripe so the wallet buttons appear at checkout for buyers on supported devices and browsers (for example, Apple Pay in Safari on iPhone). This works with both Ezoic-managed payments and your own connected Stripe account.

There is nothing to install or host — you don't need to add any file to your site. Stripe verifies your domain automatically.


Wallet payments are a per-domain setting in your Ezoic dashboard, in the Subscriptions area under **Settings → Ways buyers pay**, as **Wallet payments**. Leave it on to offer Apple Pay and Google Pay, or turn it off to hide the wallet buttons at checkout.


## Adaptive Pricing

Adaptive Pricing presents international visitors with a local-currency equivalent of your prices at checkout, converted at the payment provider's exchange rate, with a small conversion fee for the buyer. It is **on by default**, in the same **Settings → Ways buyers pay** card as wallet payments.


**Recommended:** set your own amounts per market with [additional currencies](/docs/subscriptions/products/#additional-currencies) on your prices — a visitor whose region matches one of your currencies pays that exact amount in that currency, with no conversion fee.


## After Payment Setup

Once your payment setup can take live payments, create your [products and prices](/docs/subscriptions/products/), then add the [onsite script](/docs/subscriptions/site-integration/) to your site.